Cash today on what you already own.
Frederick's most trusted pawn shop. Fast, fair pawn loans on gold, silver, diamonds, watches, tools and more. No credit check, ever.
4.9from hundreds of happy Frederick customersRead reviews →How pawning works
Simple. Fast. Honest.
Get cash in minutes. Keep what's yours. Here's exactly what happens when you visit us.
- Step 1
Bring it in
Bring your item and a photo ID. Gold, silver, diamonds, tools, watches — almost anything of value.
- Step 2
Get a cash offer
We inspect your item on the spot and tell you exactly how much cash we'll lend. No pressure.
- Step 3
Walk out with cash
Sign a simple ticket. We keep your item safe and insured. You leave with cash in hand — no credit check, ever.
- Step 4
30-day loan term
Pay the loan plus interest within 30 days and your item is yours again. Need more time? Just pay the interest to extend another 30 days.
- Step 5
Take your item home
Once paid in full, we hand your item back — no questions, no hits to your credit. That's it.
What we pawn
Bring in what you have.
Gold, silver, diamonds, watches, tools, coins, instruments and more.
Jewelry
Gold, diamonds, fine pieces & estate jewelry.
Coins & Bullion
Rare coins, currency, gold & silver bullion.
Watches
Rolex, Omega, vintage & luxury timepieces.
Antiques
Heirlooms, sterling, collectibles & art.
Tools
Power tools, hand tools & professional equipment.
Musical Equipment
Guitars, amps, brass, woodwinds & gear.
About us
A family business built on trust.
Since 2012, Frederick Jewelry & Loan has been a cornerstone of the Frederick community. We treat every customer like a neighbor.
Reviews
Loved by our Frederick neighbors
"Best pawn shop in Frederick. They were honest, gave me a fair price for my gold chain, and treated me like family. I'll always come back here."
"Walked in with a Rolex Submariner — out in 15 minutes with cash in hand. No credit check, no hassle. Way better than a bank loan."
"I've been a customer for over 8 years. They always give me a higher offer than anywhere else in town. Truly a family business that cares."
"Hablan español y son muy amables. Me prestaron contra mis herramientas cuando lo necesitaba y todo fue rápido y respetuoso. 5 estrellas."
"Sold a few coins from my grandfather's collection. They knew exactly what they were looking at and paid me what they were really worth. Highly recommend."
"I was nervous coming into a pawn shop for the first time. They explained everything clearly, no pressure at all. I left with cash and my item came back to me 30 days later. Perfect experience."
FAQ
Questions, answered.
Everything you need to know about pawning at Frederick Jewelry & Loan.
Stop in today.
Bring your items, ask questions, or just browse — no pressure, ever.